A consumer finance technology business in the early stages of product development required working capital while awaiting an R&D tax credit payment.

FactorTech provided a loan against the previous year’s claim. Three months later, we arranged a further £230,000 against the following year’s claim before the first facility had been repaid.

The example shows how funding can be structured around successive receivables as a business develops.

These examples describe individual transactions. Funding availability, security and terms are assessed separately for each business.